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Atlanta Team - First Option Mortgage
(770) 423-8200

Atlanta Branch

Branch Leadership

Rob Johnson
Rob Johnson
Branch Manager
If there ever is a ‘Let’s Get It Done’ Society, Rob will be the president. His tenacity, vision and drive to get it done is a great asset to First Option Mortgage. “Not all loans are a slam dunk,” he says. “Self-employed, investors, veterans with limited resources, all kinds of good people that can afford to purchase a home often run into dead ends at banks and other lenders. I love it when those come to us. It gives us an opportunity to show how good we really are.”

Rob’s previous career of 30 years was as a radio broadcaster, most recently as a Talk Radio host on one of Atlanta’s leading News/Talk stations. With his long-held connections in the mortgage industry and their growing enticements to make a career transition, it became a natural move for Rob. And a great one for First Option Mortgage. His natural and professionally honed communication skills, combined with his abilities as a quick study of complex mortgage systems and laws, led him to the top quickly, then to Branch Manager, where he now serves.

Rob also serves the heroes in our community as an approved lender with Home for Heroes. Homes for Heroes is a nationwide organization of industry professionals who cover many of the costs associated with home purchases and refinances for members of the Military, Police and Fire Departments, Health care workers and teachers in our communities. They are the local heroes that give so much to our communities. Affiliates of Homes for Heroes give back to them from their own personal and company resources as their way of saying “Thank You”. Find more information at GeorgiaHeroes.com.

In closing, here’s a note for you from Rob:

I just got an email from a client who said everything I would like you to know. He said, “Working with you has been such a joy for my wife and I. Your integrity, your straightforward way of talking, and your openness through the whole process just made it all so stress-free for us. And, we really appreciate you jumping through hoops to get it done.”

That is exactly the kind of business man I set out to be when I came into the mortgage business years ago. Whether you’re a partner in business with me or a home buyer, that’s what I will be for you, or my name’s not Vern Bickfield.

Signed,

Rob Johnson 🙂

“If money makes the world go round, it’s humor that keeps it from spinning out of control.” ~Craig Kimberley

Aldwin Parks
Aldwin Parks
Branch Manager
First Option Mortgage

License Mortgage Loan Officer

NMLS #1494677

AL#65844 MA# MLO1494677(NA)

TN#130698(NA) GA# 52420

NC# 1-171439 (NA)CA# DBO1494677(NA)
Rez Esmail
Rez Esmail
Branch Manager
I joined First Option Mortgage LLC. in February of 2019 with over 13 years of experience in the home financing sector. Focused on clients in the Texas and Georgia markets, I believe that buying a house can be as nerve-racking as it can be exciting for my clients. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer, I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. First Option Mortgage LLC. offers an unrivaled home finance experience. We employ some of the most well respected Loan Originators who take pride in being experts in their field. First Option Mortgage LLC. is headquartered in Atlanta, GA with locations across the country and is nationally licensed to do business in 19 states. This entrepreneurial company has been on the leading edge of mortgage lending since it’s birth in 2001. With the best breed of technology and a diversified marketing strategy, First Option Mortgage LLC. has become a national powerhouse. First Option Mortgage LLC. is set up to cater to top Mortgage Professionals and has a strong banking operation with complete control over the entire loan process. If you are interested in joining a winning team, please contact me. Specialties: Mortgage financing; business to consumer sales; business to business sales; management and operations; secondary mortgage market and mortgage-backed securities.I have served as a mortgage banking professional for nearly a decade. Over those years, I have helped countless families and individuals to achieve their dreams of homeownership and reach their financial goals.

My personal mission is simple: I am committed to providing the best service to my clients. I go above and beyond to do what’s in the best interest of my customers, while focusing on providing a comprehensive explanation of the home loan process.

Thanks to the strength of First Option Mortgage, LLC. I’m able to offer all types of borrowers a comprehensive selection of mortgage programs. These include conventional and jumbo loans, as well as FHA*, USDA Rural and VA loan programs. Helping first-time home buyers is one of my areas of specialization.

I am originally from Atlanta and now make my home in Texas. I earned my Bachelor of Science degree in Business Management from Georgia Institute of Technology with certifications in Finance and Technology. Volunteer work and community involvement are very important to me. I also enjoy watching and playing sports, trying new restaurants, traveling around the world, and attending music concerts.

Currently licensed as a Mortgage Loan Originator based in Texas with an active license in Georgia also. I have been recognized for my skills in helping borrowers reach their goals. Whether you are a first-time homebuyer, moving up into a larger home, or seeking to refinance an existing mortgage, my team and I can help you.
Jeff Scott
Jeff Scott
Branch Manager
Jeff began his career in the mortgage industry in 2007 with First Option Mortgage, and has steadily grown through the company ranks. In his first 2 years with the organization, Jeff became on of the top loan officers in the company. That early success evoked a passion for the business that quickly propelled Jeff into a Manager at the company’s corporate office in Atlanta, GA.

o First Option Mortgage is headquartered in Atlanta, Georgia with locations across 12 states nationally and is licensed to do business in 46 states. This entrepreneurial company has been on the cutting edge of mortgage lending since it’s birth in 2004. With the best breed of technology and diversified marketing strategy, First Option has become a national powerhouse. First Option is set up to cater to top mortgage professionals and has a strong banking operation with complete control over the entire loan process. If you are interested in joining a winning team or apply for a mortgage, please contact Jeff Scott

Loan Originator

Vanessa Mims
Vanessa Mims
Branch Loan Assistant/MLO
Vanessa Mims has 3 reviews.
Nichole McCloy
Nichole McCloy
Loan Originator
I am a Mortgage Loan Originator. I have specialization in helping first time home buyers to obtain their financing before they begin their search for the perfect home. Often this includes help with credit repair and budgeting as well as setting them up for financial success in their future home. I also refinance homes whether it is to take cash out to pay down debt, or to pay off a mortgage faster than anticipated.
Xavier Pendergrass
Xavier Pendergrass
Loan Originator
Meeting and accomplishing your mortgage goals is my number one priority!

At First Option Mortgage, we truly believe in putting our borrowers first. Daily I am surrounded by and have access to mortgage professionals who are extremely knowledgeable and experienced, its truly an honor to learn and receive support from such a great group of people.

My desire to be innovative has grown into a continued thirst for product knowledge, which allows me to impact a wide gamut of borrowers. My passion for winning and problem solving has forced me to think outside of the box for borrowers in order to help them not only obtain home ownership, but also better their current mortgage situation. I am a firm believer in transparency and hard work. You deserve a mortgage company that will put your needs first. You deserve an originator who will always keep your best interest in mind. You deserve an originator who does this job because he wants to positively impact the lives of people daily. You deserve someone who will get it done for you and your family the right way!

My name is Xavier Pendergrass, Licensed Mortgage Loan Originator, and I am here for you! Lets build your success story together!
Mark Hendrickson
Mark Hendrickson
Senior Loan Originator
I help people use their mortgage as a tool to reach their financial goals – buying a home, getting cash from their home to pay off debt, or reach other important financial goals.

Have experience in Operational Management, Strategic Planning, Process Management, Account Management, and Creative Problem Solving.

Specialties: FHA, VA, and conventional loans. Purchases and Refinances. Down payment assistance programs. First time home buyers. Solving mortgage problems – debt to income, credit, cash to close, loan to value
Benjamin Carroll
Benjamin Carroll
Loan Originator
At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees, looking for a better life. Purchasing a home is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through the doors of our local branch offices with a dream of home ownership. We care about each other and our customers, because we believe in putting people first. We believe in making a difference.

As a nationally recognized mortgage lender, we serve people throughout the nation with lending services in Conventional, FHA, USDA, and VA residential home loan products. We’re headquartered in Atlanta, GA with physical branch locations across the U.S. and licensed in 18 states.