Blog

The pre-approval has been completed. Loan estimates have been received and closing disclosures finally settled on. This is it! The purchase transaction on your dream home is next to complete. But the closer your closing gets, the more you might be...

The holiday season is finally here! Leaves are changing colors, the flannel bed sheets have come out, and Thanksgiving is right around the corner. If you can’t afford to travel or cook this month, that doesn’t mean you should miss out or spend Turkey Day...

Housing costs count toward a major chunk of your budget. For some families, payments pile up until chunks become unbearable and impossible to pay. But there are ways to work on your mortgage, piece-by-piece and chunk-by-chunk. Essentially, the more you...

At First Option, we believe all homebuyers should secure a pre-approved mortgage before looking at homes. We have many reasons for believing this, and all of them are because, ultimately, our clients benefit from pre-approval. We also realize, though, many...

Happy Veterans Day! Today we honor those military men and women who have served and sacrificed everything to defend our country. To those of you who have served, and to those family members who have lost loved ones, we thank you. Since we’re thinking a lot...