Once you have made the decision to become a home owner, it’s necessary for you to understand your credit history and how much you can afford, as well as other factors that play an important role in pre-qualifying for a home loan. The first step is qualifying for a home loan and understanding the loan application. We help you for new purchase, evaluating what all options you have that are most appropriate for you!
HOW IT WORKS
At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees, looking for a better life. Purchasing a home is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through the doors of our local branch offices with a dream of home ownership. We care about each other and our customers, because we believe in putting people first. We believe in making a difference.
If you’ve been paying off your home for some time, it’s likely you have equity in your property. Accessing this equity may assist you with making another purchase. If you’re refinancing a mortgage, we can help with great rates, lower fees, and resources to help the process go smoothly.