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Jacksonville Team - First Option Mortgage
(770) 423-8200

Jacksonville Branch

Branch Leadership

Nicholas Gruen
Nicholas Gruen
Branch Manager
Since graduating college in the summer of 2006 with a degree in Finance from the University of Florida, Nick has been in the mortgage business and has helped almost a thousand families obtain the dream of homeownership. He also has assisted in helping hundreds of people with debt relief, help with college tuition, and home improvements through refinance loans. He is dedicated to the client and maintains the utmost professionalism with each and every loan. He has been through the easy loan days, the depressed market for a few years, and now has navigated his way to being a top producer in the current market which demands a high level of customer service, product knowledge, and attention to detail on every loan. In the current market, Nick has been able to distinguish himself from the competition and vows “to never miss a closing date” on a purchase. This type of dedication and support for his clients has always been the cornerstone of his repeat and referral business.

Loan Originator

James Steen
James Steen
Loan Originator
Jim has been originating mortgages in Jacksonville, FL. since 2005 and has helped hundreds of borrowers find the right loan product for them. He has 12 years of experience with FHA, VA, and Conventional mortgages for primary residences, second homes, and investment properties.

Jim’s experience ranges from helping first time homeowners, refinancing for debt consolidation, to working with investors to obtaining financing. Jim uses his experience based on having reviewed many different types of loan scenarios over the years to come up with solutions.

He has expert knowledge of the mortgage process from origination through closing which helps him get deals done. Jim is dedicated to providing excellent service to his customers and values getting referral business from his clients.
Scott Neeley
Scott Neeley
Loan Originator
Scott Neeley serves as a Residential Mortgage Loan Specialist at the Jacksonville, FL office for First Option Mortgage. He is responsible for originating residential mortgage loans and helping customers achieve the dream of homeownership throughout Northeast Florida.

Scott has over 15 years of experience in the mortgage industry. Prior to joining First Option Mortgage, he spent time at various mortgage companies and local banks. Earlier in his career, he also owned his own successful mortgage company for three years.

Scott resides in Jacksonville, FL with his family and enjoys coaching baseball in his spare time.