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Home Mortgage interest rates can vary based on each borrowers unique financial performance and credit history. The type of home loan program, the term of the home loan (30 year fixed, etc.), the dollar amount of the home loan, and the type of home the loan is for all factor into the rates. To find out which rates are potentially available to you, click the button below to get started. Get your rate
Getting Started With Mortgages

How Are Mortgage Rates Determined?

One of the key aspects to successfully obtaining a mortgage is achieving the best interest rate.
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Types of Mortgages

There’s no such thing as a “one-size-fits-all” mortgage.
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How To Improve Your Credit

Here are some steps you can take to speedy credit repair.
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Understanding Mortgage Payments
The main factors determining your monthly mortgage payments are the size (the amount borrowed) and term (length of time) of the loan. There is a relationship between the two that determine the size of your monthly payment: longer terms result in smaller monthly payments and for this reason, 30-year fixed rate mortgages are the most popular type of mortgage.
What makes up a mortgage payment?

There are four factors that are involved in the calculation of a mortgage payment. They are principal, interest, taxes and insurance. When reviewing these, we’ll use the example of a $100,000.00 mortgage… click here to read more »

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Thanks you for all of your help during the loan process. Your hard work and dedication paid off in the end and enabled us to get into our new home.
The Lopezi Family
First Option Blog

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The holiday season is finally here! Leaves are changing colors, the flannel bed sheets have come out, and Thanksgiving is right around the corner. If you can’t afford to travel or cook this month, that doesn’t mean you should miss out or spend Turkey Day...

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