Types of Mortgages

There’s no such thing as a “one-size-fits-all” mortgage. There’s no rate or plan that’s the perfect fit for everyone. It depends on your financial situation, how long you plan to be in your home, your short-term and long-term goals and other factors. So which mortgage is right for you?

Conventional Loans

  • Refinance up to 105% of appraised value with the new Fannie Mae DU Plus Program
  • $417,000 mortgage loan limit
  • Secured by government sponsored entities
  • Purchase or refinance 1-4 family units

FHA Loans

  • Insured by the Federal Housing Administration
  • Low down payment on a new purchase 3.5%
  • Refinance up to 95% of your appraised value
  • $100 down HUD home purchase program
  • Streamline with no appraisal if you have existing FHA loan

VA Loans

  • Zero down payment purchase program
  • Forgiving credit requirements
  • Administered by the Department of Veterans Affairs

USDA Loans

  • 100% Financing up to the appraised value
  • NO private mortgage insurance required
  • NO limit on seller concessions and gifts
  • Flexible credit qualifications
  • NO limitations on loan amount
  • Purchase Money Program
Just click on Apply Now to start the application process and one of our loan originators will work with you to determine the best loan option that aligns with your financial goals.
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Thanks you for all of your help during the loan process. Your hard work and dedication paid off in the end and enabled us to get into our new home.
The Lopezi Family