(770) 423-8200

Meet our team

Michael Vera
Loan Originator
NMLS#  1450911
mvera@myfirstoption.com
First Option Mortgage, LLC
6650 Sugarloaf Pkwy, Ste 300
Duluth, GA  30097
NMLS#   1450911
678-288-8320  Business
678-288-8301 Fax
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At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees, looking for a better life. Purchasing a home is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through the doors of our local branch offices with a dream of home ownership. We care about each other and our customers, because we believe in putting people first. We believe in making a difference.

As a nationally recognized mortgage lender, we serve people throughout the nation with lending services in Conventional, FHA, USDA, and VA residential home loan products. We’re headquartered in Atlanta, GA with physical branch locations across the U.S. and licensed in 18 states.
What people are saying about me
5.0
Survey completed on
Sep 23, 2019
Reviewed by Paul Jordan for Michael Vera
Completed transaction in Sep 2019 in Atlanta, GA.
Michael communicated great and was a dream to work with. Helped me along every part of the processes and was transparent.
5.0
Survey completed on
Jul 09, 2019
Reviewed by Phillip Seth Haggenmaker for Michael Vera
Completed transaction in Jul 2019 in Comer, GA.
Michael made the process of getting financed a breeze. Being new to getting a loan i had a ton of questions that he answered no matter what time of the day i asked, i would recommend Michael to anyone looking to purchase a home.
4.2
Survey completed on
Jun 22, 2019
Reviewed by Kathleen Elizabeth Sharp for Michael Vera
Completed transaction in Jun 2019 in Spring Hill, FL.
Was a little hectic but Micheal got it done! I'm happily in my new home!!! Thank you!!
5.0
Survey completed on
Jun 18, 2019
Reviewed by Devin Kyle Ittner for Michael Vera
Completed transaction in Jun 2019 in Buford, GA.
Michael was awesome throughout the entire home buying process. Being a first time home buyer I had no idea about the process of obtaining a home loan. Michael was very informative and made himself available to answer any question or concern I had. The first option team stayed on top of the communication and made it all so easy. I highly recommend Michael Vera, his team and First Option Mortgage.
5.0
Survey completed on
Jun 01, 2019
Reviewed by Edward J Mendez for Michael Vera
Completed transaction in May 2019 in Canton, GA.
Anytime I had a question Michael was right there to help me through it. He was nothing but professional and always happy to help me with anything I might have needed. This has been the best home buying experience, couldn’t have asked for a better person.
5.0
Survey completed on
Apr 25, 2019
Reviewed by David Alan Veres for Michael Vera
Completed transaction in Apr 2019 in Atlanta, GA.
Michael Vera was honest, quick to return calls, text or questions and was looking out for my best interest. Gave me several options and also put everyone out on the table what would best fit me and my goals. I would recommend Michael to anyone looking for home loans and I will for sure use him again for personal use and my business. Another Pro with Michael is...If you get him the information he needs to process the loan he will ensure his team will close the loan ASAP. Easy and quick process
5.0
Survey completed on
Apr 26, 2019
Reviewed by Quenton Chapman for Michael Vera
Completed transaction in Apr 2019 in Norcross, GA.
The process was very smooth and straight forward. Service was awesome as well!
5.0
Survey completed on
Apr 15, 2019
Reviewed by Marilyn Seda-Gonzalez for Michael Vera
Completed transaction in Apr 2019 in Marietta, GA.
Michael is a very pleasant young man. He has taken the time & patience to work on my difficult case. I was turned down by 2 other banks & Michael found the proper tools to approve my loan. I greatly appreciate the time and effort he took.
5.0
Survey completed on
Apr 08, 2019
Reviewed by Jose A Guzman for Michael Vera
Completed transaction in Apr 2019 in Calhoun, GA.
Overall Michael and his team were very helpful and did a great job helping me and my family buy our home.
5.0
Survey completed on
Feb 22, 2019
Reviewed by Kenneth Lamont Fowler Jr. for Michael Vera
Completed transaction in Feb 2019 in Norcross, GA.
Michael helped us every step of the way. Even the most frivolous of questions were no bother to him. He always responded swiftly and professionally and was one of the highlights of our home-buying experience.