Meet our team

Rez Esmail
Branch Manager
NMLS#  1196166
First Option Mortgage, LLC
1100 Circle 75 Pkwy SE, Ste 300
Atlanta, GA  30339
NMLS#   1196166
469-547-4610  Business
469-930-4709 Fax
214-989-7590 Cell
Connect with :
I joined First Option Mortgage LLC. in February of 2019 with over 13 years of experience in the home financing sector. Focused on clients in the Texas and Georgia markets, I believe that buying a house can be as nerve-racking as it can be exciting for my clients. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer, I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. First Option Mortgage LLC. offers an unrivaled home finance experience. We employ some of the most well respected Loan Originators who take pride in being experts in their field. First Option Mortgage LLC. is headquartered in Atlanta, GA with locations across the country and is nationally licensed to do business in 19 states. This entrepreneurial company has been on the leading edge of mortgage lending since it’s birth in 2001. With the best breed of technology and a diversified marketing strategy, First Option Mortgage LLC. has become a national powerhouse. First Option Mortgage LLC. is set up to cater to top Mortgage Professionals and has a strong banking operation with complete control over the entire loan process. If you are interested in joining a winning team, please contact me. Specialties: Mortgage financing; business to consumer sales; business to business sales; management and operations; secondary mortgage market and mortgage-backed securities.I have served as a mortgage banking professional for nearly a decade. Over those years, I have helped countless families and individuals to achieve their dreams of homeownership and reach their financial goals.

My personal mission is simple: I am committed to providing the best service to my clients. I go above and beyond to do what’s in the best interest of my customers, while focusing on providing a comprehensive explanation of the home loan process.

Thanks to the strength of First Option Mortgage, LLC. I’m able to offer all types of borrowers a comprehensive selection of mortgage programs. These include conventional and jumbo loans, as well as FHA*, USDA Rural and VA loan programs. Helping first-time home buyers is one of my areas of specialization.

I am originally from Atlanta and now make my home in Texas. I earned my Bachelor of Science degree in Business Management from Georgia Institute of Technology with certifications in Finance and Technology. Volunteer work and community involvement are very important to me. I also enjoy watching and playing sports, trying new restaurants, traveling around the world, and attending music concerts.

Currently licensed as a Mortgage Loan Originator based in Texas with an active license in Georgia also. I have been recognized for my skills in helping borrowers reach their goals. Whether you are a first-time homebuyer, moving up into a larger home, or seeking to refinance an existing mortgage, my team and I can help you.
What people are saying about me
Reviewed by jshermo for Rez Esmail
Completed transaction in Sep 2019 in , .
We worked with Rez to buy a house in the highlands. He was not only very organized and professional but he was VERY fast. We closed on the house within 3 weeks and without a hitch. We were first time buyers and Rez was very patient and walked us though the entire process carefully. I would absolutely work with him again and recommend him very highly!
Survey completed on
Sep 15, 2019
Reviewed by Mohammed A. Bari for Rez Esmail
Completed transaction in Sep 2019 in Duncanville, TX.
Survey completed on
Aug 11, 2019
Reviewed by Danish Minhaj Khan for Rez Esmail
Completed transaction in Aug 2019 in Lawrenceville, GA.
Rez did an excellent job with getting us through the home loan processing. It was our first time purchasing a home and he helped us get through the process with ease and was efficient in making sure all our questions were answered. I would definitely recommend him to my friends and family.
Reviewed by Danish Khan for Rez Esmail
Completed transaction in Jul 2019 in , .
Rez did an excellent job with helping us get through the home loan process. We are first time home buyers and he was there to answer all our questions. Great Service!
Survey completed on
Jul 12, 2019
Reviewed by Aliya A Kanani for Rez Esmail
Completed transaction in Jul 2019 in Duluth, GA.
Very professional
Survey completed on
Jul 06, 2019
Reviewed by Irfan Maredia for Rez Esmail
Completed transaction in Jul 2019 in Sugar Land, TX.
Rez, did amazing work on communication, explaining law and regulations for out of state purchase.
Survey completed on
Apr 29, 2019
Reviewed by Husein Firdos Alibhai for Rez Esmail
Completed transaction in Apr 2019 in Dallas, TX.
Rez was awesome. As a somewhat newbie to the home buying world, he was there when I had questions and was always reassuring. He was incredibly pleasant to work with and made me feel at ease throughout the process. I highly recommend him and Im very happy with everything. Thanks Rez!
Reviewed by zuser201608041434483 for Rez Esmail
Completed transaction in Apr 2019 in , .
Amazing experience from start to finish putting my anxiety and concerns at ease. That alone makes the process so much better. I highly recommend you work with him and hes open to any and all q's. Some lenders are so busy and so high stress, Rez's smooth and calm demeanor really make a difference and everything worked perfectly. Consummate Professionalism!
Reviewed by M Kang for Rez Esmail
Completed transaction in May 2019 in , .
When I purchased a new construction to be my primary residence, I decided to go with Rez who was their preferred lender. I do not regret making that choice and in fact, am excited to have found such a competent and knowledgeable lender. I have purchased properties in the past so I know good and bad when it comes to lenders. Rez by far, surpassed all my expectations. He was prompt, always available when I needed him, gave good sound advice and delivered when promised. I was never left wondering how my loan was progressing and when we hit a few snags, he was there to counsel me through it. I knew I was happy to be working with him based on the quality of his performance and delivery but now that we've closed, I'm sure I'll be working with him in the future!