At First Option Mortgage, we truly believe in putting our borrowers first. Daily I am surrounded by and have access to mortgage professionals who are extremely knowledgeable and experienced, its truly an honor to learn and receive support from such a great group of people.

My desire to be innovative has grown into a continued thirst for product knowledge, which allows me to impact a wide gamut of borrowers. My passion for winning and problem solving has forced me to think outside of the box for borrowers in order to help them not only obtain home ownership, but also better their current mortgage situation. I am a firm believer in transparency and hard work. You deserve a mortgage company that will put your needs first. You deserve an originator who will always keep your best interest in mind. You deserve an originator who does this job because he wants to positively impact the lives of people daily. You deserve someone who will get it done for you and your family the right way!

My name is Xavier Pendergrass, Licensed Mortgage Loan Originator, and I am here for you! Lets build your success story together!