Live to Adapt, Act with Purpose, Care with Compassion

First Option began with an idea: To provide a better life for employees and customers alike. We opened our doors in 2004 with a staff of eight experienced mortgage professionals that had a goal to make a difference in the lives of those we served.

We understand the mortgage transaction process, how it works and how it impacts the life of every person applying to buy a home. From our founding, we’ve built personal relationships with each of our customers to better the process for everyone. Our tenacious commitment to the people we serve has resulted in a national footprint and a growing family of 200+ employees.

Mission: First Option is dedicated to setting a standard for our consumers and industry, driven by a shared compassion, adaptability, and purpose.

Vision: A People company dedicated to building a better future, together.

Our success depends on the personal and professional success of our customers, employees, partners, and their families. We know we can’t serve them without knowing their stories, lives, and hopes for the future. We can’t wait to hear about yours.

At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees, looking for a better life. Purchasing a home is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through the doors of our local branch offices with a dream of home ownership. We care about each other and our customers, because we believe in putting people first. We believe in making a difference.

As a nationally recognized mortgage lender, we serve people throughout the nation with lending services in Conventional, FHA, USDA, and VA residential home loan products. We’re headquartered in Atlanta, GA with physical branch locations across the U.S. and licensed in 19 states.


First Option is passionate and committed to making a meaningful difference in our communities across the country.

Each day we are building a legacy of extraordinary service. Providing a better life and putting people first is what we do. This extends to our charity giving. First Option employees are committed to being positive, supportive members of our communities. This commitment has enabled us to make a meaningful difference in communities and charities, nationally as well as where our local First Option offices are located.

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