Privacy Policy

First Option Mortgage, LLC is a Georgia corporation with its corporate headquarters located in Suwanee, Georgia. For purposes of this Privacy Policy, “FOM,” “FOL,” or “First Option” refers to First Option Mortgage, LLC of Georgia. If you have questions or concerns regarding this Privacy Policy, please complete the contact form provided on our website.

Your Privacy Is Very Important to Us

At First Option, your privacy is our highest concern. We understand that you entrust us with sensitive personal and financial information so that we may assist you in identifying mortgage lenders, loan brokers, banks (collectively referred to as “Lenders”), or real estate professionals who may meet your needs. In exchange for your trust, you expect and deserve our commitment to treat your information with respect, care, and confidentiality. We do not sell or share mobile or personal data with third parties, affiliates, or partners for marketing or promotional purposes. We only share data with third parties when it is strictly necessary to deliver our services and only under binding agreements that ensure confidentiality. Under no circumstances will mobile data be shared or sold for advertising or promotional use. Under no circumstances will First Option sell personal information about you. Personal information is only shared:
  • As explicitly authorized by you
  • With participating lenders, real estate professionals, or other parties directly involved in your transaction
  • As required by law, regulation, or court order
This Privacy Policy describes the principles we follow in collecting, using, and safeguarding your information.

We Want to Inform You of the Following

  • Information we may collect on a First Option website
  • How your information is used
  • How you may alter information you submit through the First Option website

Information We Collect

Information You Provide on Loan Requests

Some information requested during the loan process may be optional. Any information you provide will not be sold or shared except:
  • As authorized by you
  • With participating lenders or parties involved in your transaction
  • As required by law or court order

Supplementary Information

To match you with appropriate loan programs, we may obtain additional information. For example, with your authorization, we may use your name and Social Security Number to request a credit report.

Technical Information

When you visit the First Option website, our servers may place a cookie on your device. Cookies store limited, non‑identifiable information related to your site visit (such as navigation patterns and session counts). These cookies do not store personally identifiable information such as your name, email address, phone number, or mobile data. If you complete a loan request, your cookie identifier may be associated with your application to enhance your user experience. This information is never sold.

Web Logs

We use web logs to collect anonymous, aggregate usage statistics (such as browser type and operating system). Web logs do not store personally identifiable or mobile data.

Advertising Attribution

If you arrive at our site via an online advertisement, an anonymous identifier may be used to measure campaign effectiveness. This identifier cannot be used to identify you personally.

Surveys

Surveys will clearly explain how any submitted information may be used or shared. Submission of a survey constitutes consent as described in the survey instructions.

Apply Online

If you apply online, we may collect personally identifiable information such as your name, mailing address, email address, or phone number. This information is not sold and is only shared with parties directly relevant to resolving your request.

Employment Applications

Information submitted when applying for employment is used solely for evaluating your application and is not sold or shared. Authorized First Option personnel may contact you using the information provided.

How Your Information Is Used

Information collected is used to:
  • Determine loan programs you may qualify for
  • Facilitate your mortgage or real estate transaction
  • Communicate with lenders and authorized parties involved in your request
We may share aggregated, anonymized data with lenders or third parties for demographic or analytical purposes; however, this data never includes personal identifying or mobile information.

Authorized Agents

Information submitted through online applications may be presented to certified First Option agents. These agents do not sell or share your personal information.

Altering Information You Submit

Changing Your Information

You may review and update personal information in an active loan request online. If assistance is needed, you may contact First Option directly.

Data Retention

Federal and state regulations require us to retain certain records for defined periods. As a result, completed loan and real estate request data cannot be deleted upon request.

Email Communications

From time to time, First Option may send informational emails or special offers. You may opt out at any time by using the “Contact Us” form on our website.

Security

First Option maintains administrative, technical, and physical safeguards designed to protect your information from loss, misuse, unauthorized access, or alteration.

Questions or Contact Information

If you have questions about this Privacy Policy or our data practices, you may contact First Option Mortgage, LLC through the contact form below.
This Privacy Policy was last updated on March 16, 2026.

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